Two ways in. One community.

Help moves best hand to hand.

Pick the door that fits you. Partners earn rewards for connecting people to debt relief. Enrolled clients pass the same relief along to the friends and family carrying it quietly.

A financial coach meeting warmly with a client
Tier 1 · Referral Partners

Empower Your Network. Earn Rewards.

Earn by helping others find debt relief. Submit a contact in under a minute, watch the status update in real time, and get paid when they enroll.

  • Live lead tracking and rewards ledger
  • Encrypted contact submissions
  • No cap on how many you send
Two friends talking warmly on a sunlit porch
Tier 2 · Enrolled Clients

You're Reclaiming Your Freedom. Now Help Someone Else Do The Same.

Pass the help to friends and family facing debt stress. Share a name, a link, or a ready-made text — whatever feels most like you.

  • Your own sharing link and one-tap text
  • Gratitude badges as your impact grows
  • Gentle updates on the people you sent

Already inside? Head straight to the Partner Portal or the Community Portal.

The whole process

Three steps. That's genuinely it.

Nobody should have to explain their debt twice. You hand us a name and a good time to call; we take the awkward part from there and keep you posted the whole way.

Step 1

Share a name

Fill in a short, private form — or send your personal link. It takes less time than writing a text message.

Step 2

We reach out gently

A real specialist calls at the time you said was best. No scripts, no pressure, no judgment about the numbers.

Step 3

You get thanked

Partners see rewards post to their ledger. Clients earn gratitude badges and referral gift cards.

Neighbors gathered around a kitchen table

What happens when one person decides to say something.

4,100+

Households reached through a friend

320

Active referral partners nationwide

24 hrs

Typical time to the first friendly call

Rewards

are changing lives

Live from the community

Real people, counted as they come in.

Every number below updates as partners submit referrals and friends get connected, starting from our running total — nothing here is a projection. Counts reset on the 1st of October and build back up from there.

Live

96

Referrals passed along so far

Resets monthly

Live

41

People connected to real help

Resets monthly

Hands exchanging a handwritten note across a wooden table

"I only share people I actually care about."

That's exactly why the process is built the way it is.

Why people trust it

Your name is on this. We treat it that way.

Referring someone through Pass The Help is a personal act, not a lead transaction. Every guardrail below exists so the person you sent feels looked after — and so you'd happily do it again.

Privacy first, always

Contact details are encrypted on submission and never sold, shared, or resold to third-party lists.

Called when they asked

We honor the 'best time to call' you give us, so your name is never attached to an unwelcome interruption.

Rewards you can see

Partners watch every reward move from pending to paid. Clients see each thank-you gift as it ships.

Open the Partner Portal
Stories from both sides

The handoff, in their words.

I coach people on budgets all day. Now when someone is drowning in cards, I have somewhere real to send them — and the referral pays for my client workshops.
Renata M.Renata M.Financial coach · Referral Partner
I sent my brother-in-law's name on a Tuesday. By Friday he'd stopped dodging calls from collectors. I didn't have to give advice — I just passed the help.
Marcus T.Marcus T.Enrolled client · Community Portal
The text they wrote for me said it better than I could. I copied it, sent it to two friends from church, and both of them are enrolled now.
Dolores W.Dolores W.Enrolled client · Community Portal
Good questions

Everything people ask before their first referral.

Still unsure about something? Ask us directly in the contact form below — a person reads every message.

Never. Referring is free for both partners and enrolled clients. Partners earn a reward when a referral enrolls; clients receive a thank-you gift card.

Talk to a person

Write to us. We answer like neighbors, not a call center.

Reach us directly